Tata AIG Health Insurance | Reviews, Plans, Know More

Last updated on July 7th, 2024 at 03:54 am

Tata AIG Health Insurance

Tata AIG General Insurance Company Ltd. is a joint venture between the Tata Group of Companies and the American International Group Company. In the current year, it has completed 20 years of service.

Since its inception, this insurer has emerged as one of the most preferred private health insurance companies in the country. The insurance company offers single individuals and businesses a wide range of health insurance products. It has an extensive network of 200 offices in India. Tata AIG Health Insurance Plans constantly strives to provide better customer experiences with the latest technological innovations. 

Tata AIG Wellsurance Executive Plan

This is an excellent health insurance plan, particularly special health care for busy executives or executives. Amongst all the plans, this is the most well-thought-out and designed in such a manner to take care of a unique and, without any doubt, significant segment of society.

Features and Benefits

The following are paid by way of a fixed lump sum benefit:

  • Covers hospitalization, ICU admission, and certain minor/major surgeries.
  • The diagnosis of any one of the 9 types of covered critical illnesses.
  • Recovery benefits after hospitalisation, out-patient department expenses also become allowable.

Specific Well suurance Plans: It falls into 3 categories – Classic, Supreme and Elite plans.

Such benefits can be classified as follows.

  • It goes up to a maximum of 90 days of hospitalization and 15 days of ICU admission.
  • Diagnosed critical illness (waiting period 90 days, survival period 30 days).
  • Major surgeries.
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Benefits after hospitalization.

Benefits under Wellsurance include:

It provides access to a health portal designed explicitly for gaining knowledge on various articles about health, spreads awareness, and fosters the habit of preventive care.

Health Helpline: Specialized doctors are at service to facilitate use with health and wellness information.

  • Health queries
  • Discounted services in Health and Wellness.
  • This plan is available for sale online.


Applicants of a minimum of 18 years and a maximum of 65 years can be covered under this plan.

TATA AIG Wellsurance Family Policy

Wellsurance Family Health Plan is specially designed to take care of every member of the family so that in case any unforeseen circumstance or emergency comes up, no one has to worry about finances.

Features & Benefits

The following benefits are payable as a fixed lump sum:

  • Cover hospitalization, ICU admission, and recovery benefits.
  • Diagnosis of any one of the 11 types of covered critical illnesses. In the case of a claim for an identified critical illness, coverage under this plan shall continue for the remaining critical diseases.
  • Last but not least, it provides for children’s education in case of death or permanent disability of the policy holder.
  • Exclusively, the Wellsurance Family Plan comes under three categories: Classic, Supreme, and Elite plan.

It classifies the benefits under it as follows.

Critical illness, waiting period—90 days, survival period—30 days. Hospita cash benefit up to 90 days, per day, deductible 1 day. Ambulance charges Maximum 15 days ICU benefit, per day Recovery benefit payable after five continuous days of hospitalization. Education benefit.

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